Most people think about home financing only once or twice during their lives ~ I think about it every day. Ensuring my clients’ homes and futures is my profession...and my passion! I am a Mortgage Specialist on a mission: to guide homebuyers step-by-step through the entire home loan process so they feel confident choosing, from the many options available, the appropriate financing strategy and mortgage for their unique circumstances. For those with credit difficulties, I also specialize in helping repair credit histories. I am proud to report that nearly 100% of my business is referred to me from satisfied clients, trusted Financial Advisors and the most experienced Realtors in the North Dallas area. Why? My ethical standards are high. My financial background and qualifications are solid. My solutions are creative and customized. So if you’re looking for an advice-driven, solutions-based relationship with a licensed Senior Mortgage Consultant, who is also a Certified Credit Repair Specialist, look no further. I am pleased to dedicate the time and effort you deserve to help you create and build wealth in the home of your dreams. - Buying a Primary Home - Buying a Vacation Home - Refinancing a Mortgage - Investing in Real Estate - Improving Your Credit Rating - Reducing Debt - Improve Personal Cash Flow Specialties: Expert mortgage origination, underwriting and closing processes, indepth understanding of today's FHA, VA, Conventional mortgage guidelines, credit enhancement techniques, counseling and guidance, strategic investment advising to investors, first time home buyers and secondary home buyers with an emphasis on economic and secondary market influences and dynamics and how they impact the industry. Educating the mortgage consumer in a simplified manner.